Give the Gift of Education


Give the Gift of Education


- min read

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Hunting down the perfect gift for a child in your life can be a stressful part of the holiday season. Squishmallows. Barbie’s Dreamhouse. A giant inflatable T-Rex?! These are among the most popular toys this holiday season, according to The Toy Insider. But while they may top wish lists, they often end up abandoned in a corner by spring and in the donation box by next Christmas.

This year, give the kids in your life a thoughtful, nontraditional gift that is unlike toys that are abandoned, forgotten or thrown away—the gift of education and a debt-free start to their adult lives. Whether for your own children, nieces and nephews, grandchildren or any young one in your life, a contribution to a 529 plan with The Education Plan® will be a gift that lives long past the holiday season.

With The Education Plan, you can gift as little as $25, making it a perfect fit for every budget. And because anyone can contribute to a 529 account with The Education Plan—from grandparents to friends to neighbors—it’s an easy way to wrap up holiday shopping for the kids in your life without the stress.

According to a recent 2022 Holiday Retail Survey, the average American household will spend nearly $1,500 on holiday gifts in 2022, with parents spending about $276 on each child’s gifts. Setting aside some of that budget for a gift contribution to their 529 plan is a meaningful way to show them that you believe in them and their dreams for the future. Making a gift contribution a holiday tradition can also be a great way to talk about their future dreams and the importance of saving for higher education every year.

Asking for a 529 Gift

For parents of young children, the holiday season often brings toy overload. Asking loved ones for a 529 gift contribution in lieu of more traditional gifts is an easy way to think outside the toy box and invest in their future. Not only can a 529 gift contribution assist your children with less debt, but it’s also a great way to ‘crowd-fund’ their education. You can even download and print one of these gift certificates so you have something to wrap and put under the tree or tuck into a stocking.

Setting up your 529 account to accept gifts is easy with Ugift. The system generates a unique code that you can share with loved ones to contribute to your child’s 529 quickly and easily.

How to Set Up Gifting With Your Account

  1. Login to your account with The Education Plan.
  2. Click on the Ugift icon.
  3. Follow the steps to generate your unique Ugift code.
  4. Share your code with loved ones and direct them to this page to give a gift.

It’s a great idea to set this up before any occasion, particularly birthdays, holidays, baby showers, and graduations. With gift contributions going into a plan from a few different people, a few times a year, education savings can really add up!

Log in to your Account and click the Ugift icon to get started.


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The Education Plan® and The Education Plan® Logo are registered trademarks of The Education Trust Board of New Mexico used under license.

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For more information about The Education Plan, call 1.877.337.5268 or view the Plan Description and Participation Agreement, which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing.

Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You also should consult a financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 plan(s), or any other 529 plan, to learn more about those plan’s features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The Education Plan is administered by The Education Trust Board of New Mexico. Ascensus College Savings Recordkeeping Services, LLC, the Program Manager, and its affiliates, have overall responsibility for the day-today operations, including investment advisory, recordkeeping and administrative services. The Education Plan’s portfolios invest in: (i) mutual funds; (ii) exchange traded funds; and/or (iii) a funding agreement issued by New York Life. Investments in The Education Plan are not insured by the FDIC. Units of the portfolios are municipal securities and the value of units will vary with market conditions.

Investment returns will vary depending upon the performance of the portfolios you choose. You could lose all or a portion of your money by investing in The Education Plan depending on market conditions. Account owners assume all investment risks as well as responsibility for any federal and state tax consequences.

Ugift is a registered service mark of Ascensus Broker Dealer Services, LLC.

The Education Plan® and The Education Plan® Logo are registered trademarks of The Education Trust Board of New Mexico used under license.

All other marks are the exclusive property of their respective owners.

Not FDIC-Insured. No Bank, State or Federal Guarantee. May Lose Value.