Explore Your
Investment Options
Investing in future education doesn’t have to be complicated. With a variety of professionally managed investment options available, The Education Plan makes it easy to start saving for their future today.
Select Your Investment Approach
We offer different investment approaches. You can choose the approach, or mix of approaches,
that best suits your preferences and risk tolerance.
Year of Enrollment Portfolios
The “Keep It Simple” Approach
This simple, hands-off approach is based on when you anticipate your beneficiary will need to use their funds. This is their “Year of Enrollment.” As the Year of Enrollment approaches, the underlying investments automatically change to match the shortening time horizon and appropriate risk levels.
Show Me the Details Individual Portfolios
The “Choose My Own Adventure”
Approach
Ideal for experienced investors, this option consists of individual portfolios.
You create your own asset allocation mix.
Allocation Portfolios
The “Show Me Options”
Approach
This option allows you to choose from allocation-based portfolios that are designed to match a desired risk level and investment management style.
Show Me the Details
Ready to get started? Opening an account is easy and only takes about 15 minutes!
- Beneficiary's Date of Birth
- Beneficiary's Social Security Number or Tax Identification Number (TIN)
- Your Social Security Number or TIN
- U.S. Street address (not P.O. Box)
- Your bank routing number
Year of Enrollment Portfolios
The “Keep It Simple”
Approach
Year of Enrollment Portfolios
The “Keep It Simple”
Approach
Allocation Portfolios
The “Show Me Options”
Approach
Ideal For
Anyone who wants a simple, hands-off way of managing their investment.
Experienced investors and those who want some control over their investment mix.
Experienced investors and those who want the most control over their investment mix.
What It Is
You choose a portfolio based on when you anticipate the beneficiary will need the funds, also known as their “Year of Enrollment”.
You choose from eight portfolios that are designed to match your desired risk level and management approach.
Instead, investments held by each Portfolio remain fixed over time.
You choose from five individual portfolio options and create your own asset allocation mix.
How It Works
Risk level automatically adjusts to become more conservative as the beneficiary approaches the “Year of Enrollment.”
Unlike the Year of Enrollment Portfolios, the Static Allocation Portfolios do not change the types and composition of investments as the Beneficiary ages. Instead, investments held by each Portfolio remain fixed over time
Unlike the Year of Enrollment Portfolios, the Static Allocation Portfolios do not change the types and composition of investments as the Beneficiary ages. The account owner is also responsible for managing the allocation to match the appropriate level of risk.
