Help Desk
Have a question?
Not sure where to get started? Looking for a plan form or document? We’re here to help. You’ll find answers to common questions, forms and documents and links to helpful information. If you still can’t find what you’re looking for, give us a call We’re here for you.
Frequently Asked Questions
Get answers to frequently asked questions about 529 plans, The Education Plan, and ways to save for education in this section.
What is a 529 plan?
A 529 plan is a tax-advantaged education investment plan designed to grow savings for future education expenses for a specified beneficiary. 529 plans offer unique benefits and features that make them a very appealing strategy for education planning that can significantly reduce the burden of student loan debt.
Who can be an account holder?
Any person over 18 with a valid Social Security number may open an account. The account holder selects the investment options, the beneficiary, and requests the distribution of funds.
Who can be a beneficiary?
Any person with a valid Social Security number can be the beneficiary of a 529 plan. The beneficiary and the account owner don’t need to be related.
An account owner can open a 529 plan for themselves or a family member or friend. An account owner may change the beneficiary at any time. There are no tax consequences if you change the beneficiary to a family member of the current beneficiary. However, you should consult with your tax professional regarding your specific circumstances.
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Forms and Documents
There’s a lot to learn about saving for college and The Education Plan®. We understand that the process of getting started and in particular, selecting investment options, can be overwhelming and confusing. We’re eager to help make it as easy as possible.
From opening an account to making a withdrawal, we’ve gathered all the important information and necessary forms here for you to access online.
Glossary of 529 Terms
Qualified educational expenses, asset class, compounding interest. Investing in a 529 plan comes with a lot of new and sometimes confusing terms for those who aren’t financial professionals. We’ve gathered a glossary of terms you can turn to when you come a cross a term you’re unfamiliar with.
VIEW THE GLOSSARYContact Us
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The Education Plan
PO Box 219331
Kansas City, MO 64121-9331
Overnight Mail:
The Education Plan
920 Main Street, Suite 900
Kansas City, MO 641052017
