The Best Last-Minute Gift Idea for Every Child In Your Life


The Best Last-Minute Gift Idea for Every Child In Your Life


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Are the holidays stressing you out?

Although it’s an exciting time, for most people it’s also a hectic time, with year-end tasks at work, get-togethers, shopping and holiday planning all happening at once. This can mean little time to wait in long lines or spend hours online searching for that special toy or game for the children on your list. And while online ordering is convenient, unpredictable shipping windows can leave you uneasy that your gift will arrive in time for the special day, especially as we approach the end of the month.

Avoid those lines and enjoy more time with family by giving a gift that will set children up for future success and will always arrive on time—the gift of educational savings. The Education Plan® makes it easy to make a 529 college savings plan gift contribution or open a new account for anyone on your holiday list.

What is a 529 Plan?

A 529 plan with The Education Plan® is a smart, tax-advantaged way to save for college and grow contributions over time to cover future education expenses and reduce the burden of student loan debt. Whether you want to save for education goals for a loved one or yourself, a 529 plan can help any aspiring student, regardless of age, career path or socioeconomic status.

How to Contribute

The holidays are the perfect time of year to open a new account or contribute to an account for a child or loved one. It’s not the latest toy, but it is a gift that lasts forever, easing the financial burden of future college expenses for parents and children.

At first, some children may not understand the value of the gift, but this is a great, teachable moment. Discuss the importance of money and its impact on your child’s future. Emphasize the power of saving, particularly for big expenses like college. Explain the benefits and encourage them to contribute as well – perhaps even that $20 bill from grandma.

To give to someone with an existing 529 account with The Education Plan®, ask the plan holder to set up a gifting code you can use to contribute. It’s simple and easy to do. If you’d like to open a new account for a loved one, you can get started here.

Whether it’s for your own child, a niece or nephew, a grandchild or even a friend’s child, a 529 contribution is a gift that will never get outgrown, misplaced or broken. You can find a variety of downloadable holiday gift certificates and learn more about gifting a 529 contribution on The Education Plan® gifting page.


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The Education Plan® and The Education Plan® Logo are registered trademarks of The Education Trust Board of New Mexico used under license.

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For more information about The Education Plan, call 1.877.337.5268 or view the Plan Description and Participation Agreement, which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing.

Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You also should consult a financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 plan(s), or any other 529 plan, to learn more about those plan’s features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The Education Plan is administered by The Education Trust Board of New Mexico. Ascensus College Savings Recordkeeping Services, LLC, the Program Manager, and its affiliates, have overall responsibility for the day-today operations, including investment advisory, recordkeeping and administrative services. The Education Plan’s portfolios invest in: (i) mutual funds; (ii) exchange traded funds; and/or (iii) a funding agreement issued by New York Life. Investments in The Education Plan are not insured by the FDIC. Units of the portfolios are municipal securities and the value of units will vary with market conditions.

Investment returns will vary depending upon the performance of the portfolios you choose. You could lose all or a portion of your money by investing in The Education Plan depending on market conditions. Account owners assume all investment risks as well as responsibility for any federal and state tax consequences.

Ugift is a registered service mark of Ascensus Broker Dealer Services, LLC.

The Education Plan® and The Education Plan® Logo are registered trademarks of The Education Trust Board of New Mexico used under license.

All other marks are the exclusive property of their respective owners.

Not FDIC-Insured. No Bank, State or Federal Guarantee. May Lose Value.