Gifting & Rewards Programs

The gift that never gets outgrown, broken or forgotten.

So many gifts end up being played with for a day and then forgotten. The UGift program makes it easy for friends and family to give a gift that can make a lasting difference in your loved one's life. A contribution of as little as $25 can significantly lessen their debt load in the future. (Bonus: It gives you an easy to answer to all those, “What should I get her?” questions.)

Sure, a kid may not think the gift of education is the coolest thing to unwrap today. But they’ll think you’re super awesome when they unwrap their future achievements without as much debt!

Already an account owner with The Education Plan? Visit your account now to generate your Ugift code.

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Ugift is an easy, free-to-use service that lets family and friends contribute to your account with The Education Plan. To learn more, visit ugift529.com.

Top 5 Reasons to Set Up Gifting For Your 529 Plan:

1

It's a meaningful gift that can last a lifetime

2

Anyone can contribute at any time with as little as $25

3

It can be a one-time gift or recurring through UGift

4

It may offer tax benefits for the gift-giver1

5

Even a small gift can make a big difference with compounding interest

Easy Gifting with Direct Deposit

You can set up automatic recurring gift contributions from your bank account or, if your employer participates, directly from your payroll. Log in to your account to get started.

Gifting with The Education Plan and UGift

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Ugift is an easy, free-to-use service that lets family and friends contribute to your account with The Education Plan. Saving for that degree or certification can take a village, and Ugift makes it easy to get help from your network of loved ones. Instead of giving toys, cash or other typical gifts that are used too quickly or outgrown, gift-givers get the satisfaction of knowing that their generosity can make a lasting difference. To learn more, visit ugift529.com.

A gift contribution to a 529 plan is a great idea for any occasion, particularly for birthdays, holidays, baby showers and graduations. With gift contributions going into a plan from a few different people a few times a year, education savings can really add up significantly.

Setting up your 529 account to accept gifts is easy with Ugift. The system will generate a unique code you can share with loved ones to make gifting into your child’s 529 simple. Just follow these steps to create your code.

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How To Setup Gifting

1

Log in to your account with The Education Plan here

2

Click on the UGift icon

3

Follow the steps to generate your unique Ugift code

4

Share your code with loved ones and direct them here to give a gift

Give the Gift of Education!

Download and print a certificate for holidays, birthdays and special occasions.

Upromise, a rewards program by Sallie Mae.

Upromise is a rewards program that believes everyone should have a chance to pursue their dreams and get the education they need to achieve them. Since 2001, Upromise has helped its members earn millions in cash back for education from eligible purchases they make every day. These earnings can be transferred automatically to your account with The Education Plan on a periodic basis, subject to a $25 minimum.

To learn more, visit www.upromise.com2

2Upromise rewards is an optional service offered by Upromise, Inc., is separate from The Education Plan, and is not affiliated with the Program Manager or the State of New Mexico. Specific terms and conditions apply. Participating companies, contribution levels, terms, and conditions subject to change without notice.

1. Increase to the Federal Annual Exclusion for Gifts. As of January 1, 2022, the federal annual gift tax exclusion increased to $16,000 for a single individual, $32,000 for married couples making a proper election. For 529 Plans, contributions of up to $80,000 for a single contributor (or $160,000 for married couples making a proper election) can be made in a single year and applied against the annual gift tax exclusion equally over a five-year period. For additional information about potential gift tax consequences, please refer to the Plan Description or visit TheEducationPlan.com

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Phone: 1-877-337-5268
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For more information about The Education Plan, call 1.877.337.5268 or view the Plan Description and Participation Agreement, which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing.

Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You also should consult a financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 plan(s), or any other 529 plan, to learn more about those plan’s features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The Education Plan is administered by The Education Trust Board of New Mexico. Ascensus College Savings Recordkeeping Services, LLC, the Program Manager, and its affiliates, have overall responsibility for the day-today operations, including investment advisory, recordkeeping and administrative services. The Education Plan’s portfolios invest in: (i) mutual funds; (ii) exchange traded funds; and/or (iii) a funding agreement issued by New York Life. Investments in The Education Plan are not insured by the FDIC. Units of the portfolios are municipal securities and the value of units will vary with market conditions.

Investment returns will vary depending upon the performance of the portfolios you choose. You could lose all or a portion of your money by investing in The Education Plan depending on market conditions. Account owners assume all investment risks as well as responsibility for any federal and state tax consequences.

Ugift is a registered service mark of Ascensus Broker Dealer Services, LLC.

The Education Plan® and The Education Plan® Logo are registered trademarks of The Education Trust Board of New Mexico used under license.

All other marks are the exclusive property of their respective owners.

Not FDIC-Insured. No Bank, State or Federal Guarantee. May Lose Value.